Kunena Site Syndication http://sellfinanced.com/ Wed, 08 Sep 2010 00:30:44 -0400 Kunena 1.5.7 http://sellfinanced.com/components/com_kunena/template/default_ex/images/english/emoticons/rss.gif http://sellfinanced.com/ Kunena Site Syndication http://sellfinanced.com/forum/2-owner-financing-for-buyers/211-7-investment-properties-with-seller-financing.html#241 I have people that are looking for FSBO seller financing.Give me a call at 678 754 6332. Obu Sun, 05 Sep 2010 02:40:20 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/200-new-to-the-system.html#240 Hello: My name is Obu Obu,if you are looking to buy a house in Atlanta I can help.What part of Atlanta,I need more info.Call me at 678 754 6332. Obu Sun, 05 Sep 2010 02:35:35 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/212-7-investment-properties-with-seller-financing.html#235 Buy Good Golf Clubs Why let them gather dust and spider webs? Give them to a program of your choice and let someone else enjoy the callaway x-20 irons (http://www.ebayoyo.com/198_Callaway-X-20-Irons.html). Frankly, I think it's something of a shame that kids that can't afford clubs or have no one to teach them this game are left out. ishiner Mon, 23 Aug 2010 03:25:06 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/208-i-need-a-3-br-for-a-family-of-7.html#232 We are looking for anything from Enon to Newark. Anything outside of Columbus City Schools. We are willing to go outside of Columbus by 60 miles. And we are now our original 6-person family, but still need the room. Sat, 21 Aug 2010 16:31:17 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/230-house-wanted-obx-nc.html#230 Looking for a home in OBX NC. Need owner financing. Have 20-25% DP. Min 3 Bedrooms. Most areas acceptable-can be 4wheel drive access only. Any distance from water. No major fixer uppers-cosmetic repairs ok. Max s/p $425,000. Sat, 21 Aug 2010 15:58:39 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/229-house-wanted-wowner-financing.html#229 House Wanted. Min. 3 bedroom, 2 bath Owner Financing. Have $5,000 for down payment. Fixer Upper OK. Financed for 10 yrs, or less. No more than $75,000 for house. Within 30 mi. of Winchester, Va. If you have anything that matches these qualifications, please give me a call. Fico Score 618, working fast and hard to get it higher. Perfect Payment history for Rent over the past 9 years and perfect on Auto loan for past 3 1/2 yrs. Ask for Richard 540-664-7703. I am NOT a Real Estate Agent or Broker. Sat, 21 Aug 2010 14:39:41 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/228-financial-statement-ratios.html#228 Greetings, all! Does anyone have a good line on a comprehensive 'net source of (free, hopefully) compiled ratio statistics (e.g., debt-equity, turnover ratios, liquidity ratios, etc...). Perhaps grouped by industry, industry subsets, or the like. If anyone can point me toward any good sources they've come across, I'd certainly appreciate it. Thanks! Sat, 21 Aug 2010 04:28:34 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/86-what-is-a-wrap-around-mortgage.html#226 A wraparound mortgage is ideal for people who have less-than-perfect credit. The wraparound mortgage is frequently used in the purchase and sale of realty when the seller's mortgage is at more advantageous terms than financing available to the buyer. Fri, 20 Aug 2010 06:30:02 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/205-wanted-to-exchange-free-clear-condo.html#224 Miami condos and real estate are selling for a great price right now.Miami Beach real estate prices are unbelievable right now, especially Miami condos. If you buy a condo in Florida always use a real estate attorney. Thu, 19 Aug 2010 07:26:43 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/24-how-are-the-rates-determined-in-seller-financing.html#223 A smaller seller held mortgage can supplement a bank mortgage in situations where the buyer is unable to qualify for the full loan amount needed to purchase the property. This would be a second mortgage on the property. Thu, 19 Aug 2010 07:23:24 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/204-florida-pompano-lauderdale-by-the-sea.html#222 Florida Real Estate refinance rates are way down right now. I just got 5% rate! Florida title insurance is confusing but South Pointe Title was very helpful. According the the Florida Association of Realtors, home sales are up in Miami. Thanks for the sharing !!! Wed, 18 Aug 2010 02:19:28 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/68-owner-fincance-of-property.html#219 did the renter buy the property? How long is the mortgage agreement? Sun, 15 Aug 2010 15:16:12 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/6-owner-financing-faqs-for-buyers.html#207 Anybody been successful in purchasing a home on this site, or know anybody who has. Just curious and could use some inspiration. Thanks in advance. Sun, 18 Jul 2010 21:29:42 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/105-is-this-site-helpful.html?limit=15&start=15#206 Seems pretty helpful to me, but I am having a hard time gaining enough points for the limited three month membership. Think I'm just gonna respond to a lot of posts. Thanks to all for their help. Sun, 18 Jul 2010 21:24:45 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/203-looking-for-owner-financing.html#203 I have found a wonderful home. It is an REO property listed at $119,900. The tax value is over $170,000. It is a beautiful brick home on over 1.54 acre. I am not in the position to get a bank loan right now, Where could I find someone who would be willing to buy the house and owner finance it back to me for 3-5 years? At that time I could get a bank loan. I realize we would have to negotiate so the seller would be able to make money. Any body willing to talk? Thank you! Fri, 16 Jul 2010 22:57:36 -0400 http://sellfinanced.com/forum/5-website-support-and-feature-requests/190-changing-pictures.html#191 Hello, Your featured agent subscription has actually expired. To renew please activate one or more of your property listings as featured and we will reactivate your featured agent subscription as well. To reactivate listings: login > my account > edit listing > choose one of the featured plans and renew. We will then update your agent / user image. Wed, 16 Jun 2010 14:28:03 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/186-initial-funding.html#189 I am also looking for no money down deals. Sun, 13 Jun 2010 14:19:15 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/168-balloon-mortgage.html#185 I think this is a better rout for me and my family. Is Insurance included in the balloon? Mon, 24 May 2010 13:37:44 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/163-other-options.html#184 Private Investors will lend money. (At a high interest rate).You have the option to clean up your credit by paying off the past due accounts. Try to get 24 to 36 months on the lease option. This gives you 2 to 3 years to clean up your credit. Hopefully the seller is allowing a portion of the monthly payment to go towards the purchase. Keep copies of all your payments to show you have been current. Do not go out a buy a car or anything that will hurt your debt ratio. Tue, 11 May 2010 13:24:59 -0400 http://sellfinanced.com/forum/5-website-support-and-feature-requests/172-the-points-system.html#180 There are several other ways to earn points though-you can answer/res[ond to toppics in the forum, start a new one, or even send an invitation to others-each of these will get you 5 points Mon, 26 Apr 2010 19:41:25 -0400 http://sellfinanced.com/forum/5-website-support-and-feature-requests/174-ammortization-table--help.html#177 Dave, Make use you are entering the loan details correctly> Attached is the working example, you can try and plug in the same values. To see totals for the year create a new row after each 12th month and use the Sum function for the appropriate columns. http://sellfinanced.com/images/fbfiles/images/ammortization.jpg Fri, 23 Apr 2010 12:44:52 -0400 http://sellfinanced.com/forum/5-website-support-and-feature-requests/142-new-15-points-to-access-external-listings.html#173 this is much better as sometimes the listings in bulk and not any good and its best to select the ones that are need individually. thanks Thu, 15 Apr 2010 22:25:32 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/171-owner-financing-benefits.html#171 I want to know what the benefits are of being a seller that is offering an owner financed property. Why is it that these seller choose this route and where do they often get the capital? Thu, 15 Apr 2010 12:55:04 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/22-so-what-exactly-is-seller-financing.html#169 Seller financing is a loan provided by the seller of a property as no money is loaned to the buyer. Rather, seller financing is the sale of the property in installments covering part or all of the sale price. Thus, the seller receives payments for his/her equity in the property rather than a return of money loaned. This process, also known as owner carry back or owner financing, is used in a variety of situations as a creative financing option An owner carry back can be used as a vehicle to sell a home if the potential buyer does not qualify for a loan that will cover the full cost of the property. Typically the owner carrying back the loan has substantial equity in the home, but this is not always the case. There are no universal requirements mandated for seller financing. Instead, each seller sets his own standards Usually, but not always, Seller Financing is a short term agreement. Sellers typically extend a 30 year amortized loan with an at or an above market interest rate. A Balloon Payment is usually due within 1-5 years. Which means the buyers will need to pay off the entire remaining principle within the agreed time period. Unless the buyers have the ability to pay the principle in cash then most likely they will need to refinance through conventional methods or sell the home or be in danger of foreclosure. Sometimes the sellers will offer up to 30 year financing but it is very rare. Thu, 15 Apr 2010 12:09:48 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/167-bowieannapolislaurel-property.html#167 I am interested in purchasing an owner financed property anywhere in Bowie, Annapolis or Laurel. I require 3 bedrooms, 2 full bathrooms and 1 full basement. Preferably I would like a property that is in a Colonial style but will accept other styles as long as the property is detached or semi-detached. Thu, 15 Apr 2010 11:43:48 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/162-owner-financed.html#162 :-O Thats how I feel looking for a home! What are the main stipulations of buying or contracting into a owner financed? Mon, 05 Apr 2010 23:53:22 -0400 http://sellfinanced.com/forum/5-website-support-and-feature-requests/75-how-to-upload-web-page-to-my-note-buyers-directory.html#159 B) Not sure I just lost my free 15 points for no reason at all. I did get to view an add I am bummed. Do you to know how to recover stolen points? I can even find link that says what add I used my points on. Sun, 04 Apr 2010 17:12:16 -0400 http://sellfinanced.com/forum/3-owner-financing-for-sellers/23-what-are-some-of-the-benefits-of-owner-financing.html#158 In addition to that, there are times that you arein a better financial situation to get out of a property, while finding a buyer with the right fuding is difficult. this is a win win situation Sat, 03 Apr 2010 00:08:29 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/90-title-check.html#156 You want to check with a title and escrow company for liens against the property. You are ale to go to the court house and do t yourself although it is very time comsuming Sat, 03 Apr 2010 00:03:33 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/145-rent-while-buying--owner-finance-smithtown-ny.html#155 Common people, How difficult is it to plug in the city and state in the search box on the homepage??????? Here we go: http://sellfinanced.com/searchpage.html?cmsrealty=user&city_dist_code=Smithtown%2C%20NY&pclass[]=1&city_dist_dist=30&action=searchresults&Itemid=2 Fri, 02 Apr 2010 23:52:17 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/146-rent-with-option-v-owner-finance.html#153 That is actually a really good explanation to tha answer. Simple enough but also clear enogh to convey the trye answer. Good Job Fri, 02 Apr 2010 23:42:05 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/151-test.html#151 http://oodle.com/r_rsxx_/1858281030-P10p570,32/realestate.oodle.com___ http://sellfinanced.com/agents/listings.php?agent=1858281030-P10p570,32/realestate.oodle.com Sun, 28 Mar 2010 13:11:21 -0400 http://sellfinanced.com/forum/2-owner-financing-for-buyers/148-owner-financing-that-leads-to-quick-payouts.html#148 For anyone who is, or is thinking of owner financing it can be very beneficial for the short term or the long term. Isn't it nice to know that you will have steady income coming in for a set period of time. However, what would happen if life became unpredictable? All of a sudden you really could use those monthly payments all at once. Maybe for unexpected financial obligations or maybe a needed get away. In any case, just remember that their are people out their that would give you cash for those future payments if you wanted or needed it. Keep all this in mind. Life is not predictable and anything can be thrown at you. Of course, you cannot think of everything but try to position yourself the best way possible so you can have the best opportunities in life, no matter what happens. I have been and still am associated with people that have purchased future payments from people just like yourself so I know what they like to see. That little bit of added information could make a big difference for you if the time of need or want every came in life. Sat, 27 Mar 2010 03:47:05 -0400 http://sellfinanced.com/forum/5-website-support-and-feature-requests/136-trying-to-understand-the-point-system.html#137 PLEASE READ PREVIOUS FORUM POSTS AND WEBSITE ARTICLES BEFORE POSTING!!!!!!! These questions have been answered numerous times. What do you mean by "legit"? Are you afraid someone will be stealing your points? Jesus people.... You have to open your eyes (and mind). http://sellfinanced.com/forum/2-owner-financing-for-buyers/105-is-this-site-helpful.html http://sellfinanced.com/forum/5-website-support-and-feature-requests/101-how-many-points-do-i-need-to-few-a-house.html http://sellfinanced.com/points.html Sun, 14 Mar 2010 17:32:39 -0400 http://sellfinanced.com/forum/5-website-support-and-feature-requests/101-how-many-points-do-i-need-to-few-a-house.html#124 Oh, I see, you have to either puchase them, or be active to earn them. :) Fri, 12 Mar 2010 22:09:51 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/72-qualification-for-financing.html#115 What would be a qualifying credit score? Wed, 10 Mar 2010 15:54:15 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/62-buyer-qualifications.html#114 What would be a qualifiying credit score? Wed, 10 Mar 2010 15:53:00 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/25-what-happens-when-i-pay-off-seller-financed-loan.html#113 That seems easy enough! Wed, 10 Mar 2010 15:50:28 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/74-purchasing-out-of-town-properties.html#98 As a landord myself I can say that we have always required a credit and/or rental/reference check and employment verification before renting a property. Our rental properties are within an hour of our home so we have never had properties terribly far away; but we do manage the properties ourselves to save on realtor or management company fees. On the flip side, if you are buying in area where you are getting a great bargain on an investment property, the savings may allow you to afford to pay a management company if you are out of state. Their services would include screeingin potential renters- credit and reference checks- finding and meeting with contractors/service providers of the property were to need repairs, etc... But you also would need to do your hoemwork regaridng landlord tenant rights/laws for any state you plan on purchasing an investment property in. Sat, 27 Feb 2010 18:41:18 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/83-recommendations-needed.html#95 Please note-many banks-and more specifically FHA, will not allow a seller contribution that is that far above the nrom for the area. In other words, if the going rate for rentals in that area-for same house size, # of bedrooms, etc... is $1000, and you all pay $1100 in rent, then most banks will not allow more than what is paid above the going rate for rents in this particualr area as a seller credit. Anything above that would be an "inducement to purchase" and not allowed by most reputable banks-and FHA specifically. So be careful. BTW-I am an FHA/VA mortgage underwriter. Fri, 26 Feb 2010 16:55:53 -0500 http://sellfinanced.com/forum/5-website-support-and-feature-requests/87-buy-points-100-points-are-needed-to-view-external.html#88 Simple: navigate to any external listing where you see "Access listing with points" and click there. All of the future listings will also be accessible from that point. NOTE: you must be logged in at all times! Thu, 04 Feb 2010 10:18:09 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/21-what-is-balloon-note--loan--mortgage.html#82 Can the remaining balance owed to the seller, be paid off with a mortagage through a bank? Sure, this is simply called: refinancing. The buyer gets a new loan from a bank and pays off the original seller financed mortgage. Make sure the seller financed mortgage has no prepayment penalty (or at least not very large penalty). And do most owner financed homes, have a standard 5 or 10 year balloon? They tend to have 5-10 year...., although, all terms are obviously negotiable. Tue, 26 Jan 2010 12:24:23 -0500 http://sellfinanced.com/forum/3-owner-financing-for-sellers/78-paperwork.html#80 We have most of the forms here universal to all states: http://sellfinanced.com/downloads.html You need a contract and a buyer application (optional) but strongly advisable so you have a complete record. Your title company would prepare the deed and the mortgage along with the rest of the docs. Mon, 18 Jan 2010 10:38:46 -0500 http://sellfinanced.com/forum/3-owner-financing-for-sellers/77-owner-financing-with-a-mortgage.html#79 Yes, but it is very tricky and not really advisable. Take a look at wrap around mortgages: http://sellfinanced.com/forum/2-owner-financing-for-buyers/45-rehow-does-a-wrap-around-mortgage-work.html#45 Your current bank may also have a "Due on sale" clause that would prevent you from selling prior to paying of your current mortgage. Mon, 18 Jan 2010 10:35:49 -0500 http://sellfinanced.com/forum/5-website-support-and-feature-requests/70-no-contact-from-agent-after-more-than-two-weeks.html#70 I am looking for a seller financed home in central Florida, preferably between Ocala and Clermont. I found an interesting listing three weeks ago, left my question and information for an agent to contact me, and have received no contac whatsoever. This is far beyond the 7 - 10 days as listed, and I am getting a little frustrated, to say the least. I found another listing, and tried to "contact owner/agent" and received the reply that I had "already left an enquiry" for that area! Has this happened to others? This is no only unfair to buers, but the sellers as well. I am assuming since I am registered, I will receive some kind of email response in the next few days, or I will have to go and find these homes myself, I guess. Sun, 10 Jan 2010 13:17:39 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/66-how-does-the-seller-financing-work-as-far-as-taxes.html#67 Yes, If you buy a house with owner financing and receive a deed (not a contract for deed) you can claim the credit. However, If you rent to own then you can only claim credit at the time when the title transfers into your name. Sat, 02 Jan 2010 10:05:21 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/59-is-insurance-required-on-a-lease-option-home.html#61 Seller pays for both, but I would suggest to ask the seller so that the buyer is added as the beneficiary in the seller's insurance. In addition, I would carry the policy as the renter. Thu, 10 Dec 2009 17:00:34 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/17-i-need-a-multifamily-in-boston-next-summer.html#56 Sorry for the delay in replying, You can post a wanted ad for free and have sellers contact you directly: Login with your existing account > click on My Account > new listing > properties wanted. Your listing will appear in our wanted section for your area. Please note: although no board code and smiley buttons are shown, they are still usable. Sun, 29 Nov 2009 18:01:23 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/28-what-are-my-options-at-mortgage-balloon-maturity.html#54 Any title company can handle preparing and recording a mortgage modification. They can charge anywhere from $50 to $200 plus a few dollars for recording. The county does not charge doc. stamps on mortgage modifications. Obviously, if you chose option 1 from above, then you would have to pay typical closing costs for a refinance. Please note: although no board code and smiley buttons are shown, they are still usable. Sun, 29 Nov 2009 17:59:32 -0500 http://sellfinanced.com/forum/5-website-support-and-feature-requests/13-do-i-need-a-separate-account-to-post-listing.html#52 You only need to have ONE account to post on the forums, submit new listings, track points, etc. IF you had an account on our previous forum, we have sent you an email to re-register. IIF you had an account that enabled you to post listings, then it will also work on this forum. ALL newly created accounts are universal and allow you to access all member areas of SellFinanced.com Sun, 29 Nov 2009 17:58:02 -0500 http://sellfinanced.com/forum/3-owner-financing-for-sellers/36-what-are-irs-rules-for-seller-financing.html#46 For more information, contact the Internal Revenue Service for a copy of its Publication 537, "Installment Sales." Order by calling (800) TAX-FORM. or go to: www.irs.gov and click on Publications. We also offer interactive amortization schedule in excel format that will calculate total early interest and principal on any loan, available in our Help section at: sellfinanced.com/help/2-owner-financing-buyers.html Sun, 29 Nov 2009 17:45:47 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/3-how-does-a-wrap-around-mortgage-work.html#45 A wrap-around mortgage is a loan transaction in which the lender assumes responsibility for an existing mortgage. For example, S, who has a $70,000 mortgage on his home, sells his home to B for $100,000. B pays $5,000 down and borrows $95,000 on a new mortgage. This mortgage "wraps around" the existing $70,000 mortgage because the new lender will make the payments on the old mortgage. A wrap-around is attractive to lenders because they can leverage a lower interest rate on the existing mortgage into a higher yield for themselves. For example, suppose the $70,000 mortgage in the example has a rate of 6% and the new mortgage for $95,000 has a rate of 8%. The lender’s cash outlay is $25,000 on which he earns 8%, but in addition he earns the difference between 8% and 6% on $70,000. His total return on the $25,000 is about 13.5%. To do as well with a second mortgage, he would have to charge 13.5%. I have a spreadsheet on my web site that calculates the yield on a wrap-around. Usually, but not always, the lender is the seller. A wrap-around is one type of seller-financing. The alternative type of home-seller financing is a second mortgage. Using the alternative, B obtains a first mortgage from an institution for, say, $70,000, and a second mortgage from S for the additional $25,000 that B needs. The major difference between the two approaches is that with second mortgage financing, the old mortgage is repaid, whereas with a wrap-around it isn’t. In general, only assumable loans are wrappable. Assumable loans are those on which existing borrowers can transfer their obligations to qualified house purchasers. Today, only FHA and VA loans are assumable without the permission of the lender. Other fixed-rate loans carry "due on sale" clauses, which require that the mortgage be repaid in full if the property is sold. Due-on-sale prohibits a home purchaser from assuming a seller’s existing mortgage without the lender’s permission. If permission is given, it will always be at the current market rate. Wrapping can be used to circumvent restrictions on assuming old loans, but I don’t recommend using it for this purpose. The home seller who does this violates his contract with the lender, which he may or may not get away with. In some states, escrow companies are required by law to inform a lender whose loan is being wrapped. If a wrap-around deal on a non-assumable loan does close and the lender discovers it afterwards, watch out! The lender will either call the loan, or demand an immediate increase in interest rate and probably a healthy assumption fee. When market interest rates begin to rise, interest in wrapping assumable loans will also rise. The incentive to sellers is powerful, since not only do they acquire a high-yielding investment, but they can often sell their house for a better price. But the high return carries a high risk. When S in my example sold his house with a wrap-around, he converted his equity from his house, which he no longer owns, to a mortgage loan. Previously, his equity was a $100,000 house less a $70,000 mortgage. Now, his equity consists of the $5,000 down payment plus a $95,000 mortgage that he owns less the $70,000 mortgage that he owes. The new owner has only $5,000 of equity in the property. If a small decline in market values erases that equity, the owner has no financial incentive to maintain the property. If the buyer defaults on his mortgage, S will be obliged to foreclose and sell the property to pay off his own mortgage. In some seller-provided wrap-arounds, the payment by the buyer goes not to the seller but to a third party for transmission to the original lender. This is an extremely risky arrangement for the seller, who remains liable for the original loan. He doesn’t know if the payment on the old mortgage was made or not -- until he receives notice from the lender that it wasn’t. I recently heard from a seller who did such a wrap-around in 1996, and has been getting the run-around ever since. Payments by the buyer have often been late, and the seller’s credit has deteriorated as a result. Or it can work out well, perhaps 9 of 10 deals do. The problem is that unless you know the buyer, you can never be sure that yours is not the 10th that doesn’t. The home seller who does a wrap-around can’t diversify his risk. Sun, 29 Nov 2009 17:44:39 -0500 http://sellfinanced.com/forum/2-owner-financing-for-buyers/38-is-there-owner-finance-magazine-or-publication.html#42 yes, at booksamillion they have an owner finance mag Sun, 29 Nov 2009 17:39:51 -0500